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A real estate attorney protects the best interest of the client in a real estate transaction. One of the most common occurrences for legal representation involves the closing of a mortgage for either purchase or refinancing. Due to the high number of documents along with the contractual obligations imposed upon the signer, many people are far more comfortable having someone on their side at the closing table.

Far too often, without a real estate attorney reviewing documents prior to a closing, many homeowners have committed themselves to terms other than what they thought they were receiving! Be safe and consult with a local real estate attorney before you sign any documents!

The Real Estate Settlement Procedures Act establishes the guidelines by which all parties to a real estate transaction must abide by. This federal law serves to protect borrowers from unethical business dealings in addition to curtailing predatory lending practices. There are common occurrences of RESPA violations which borrowers should be aware of:

A Real Estate Attorney protects you from:

Not receiving required disclosures in the allotted time established by RESPA
Increased settlement cost practices
Unlawful commission charges
Unenforceable contracts

Unsuspecting borrowers are not, nor should they be expected to be experts in real estate contractual law, mortgage financing or settlement procedures. While it is always best to become informed of such matters, you can rely on the knowledge of a Real Estate Attorney.

Far too often, without a real estate attorney reviewing documents prior to a closing, many homeowners have committed themselves to terms other than what they thought they were receiving! Be safe and consult with a local real estate attorney before you sign any documents!

Our Real Estate Agents Regional Resource Center is a simple tool that provides local information!

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